Did you know that unused dental insurance benefits expire every year? Many people lose their hard-earned coverage by waiting too long to act. The “Use It or Lose It” rule means you must use your benefits before year-end, or they vanish.
This blog explains this rule, why it matters, and how to maximize your benefits before it’s too late.
What Is the ‘Use It or Lose It’ Rule?
The “Use It or Lose It” rule means dental insurance benefits reset every year. If you don’t use them, they’re gone. Most insurance plans set annual maximums, the total amount they’ll cover yearly. Deductibles and co-pays reset in January, making unused benefits a lost opportunity.
Insurance companies apply this rule to encourage regular dental visits and minimize the risks of large claims. However, if you wait too long, you forfeit unused coverage, leaving you to pay for treatments later.
Why Acting Quickly Matters?
Unused benefits don’t roll over into the next year. This means any leftover coverage is wasted. Acting now ensures you don’t lose the money you’ve already paid into your dental insurance.
Delaying care can turn small dental issues into big, costly problems. For example, a minor cavity could become a root canal without timely treatment. Acting early can help you avoid expensive future procedures.
End-of-year appointments fill up quickly as people rush to maximize benefits. Waiting too long might mean no open slots for your visit. Schedule now to avoid being left out.
Key Benefits of Maximizing Your Dental Insurance
Using your dental benefits now helps protect your oral health. Preventive care, like cleanings, reduces risks of future problems.
Financially, using insurance saves money by covering treatments now instead of out-of-pocket later. Families must ensure every member gets the care they need before benefits expire.
Make the most of what you’ve already paid for this year!
Common Obstacles and How to Overcome Them
Procrastination is a common problem, but scheduling now prevents losing benefits. Set a reminder today.
Many misunderstand their dental insurance plans. Contact Kelly Dental for help reviewing your coverage and eligibility.
Fear of dental visits can hold people back. Modern dentistry offers pain-free options for a comfortable experience. Talk to your dentist about your concerns.
How to Take Action Today?
- Check Your Benefits: Review your plan to see what’s available this year.
- Book an Appointment: Call Kelly Dental today to secure your spot before the schedule fills up.
- Prioritize Treatments: Start with urgent or preventive care to maximize your remaining benefits.
Don’t Let Benefits Expire—Act Now!
Call Kelly Dental today to book your year-end appointment. Secure your spot and maximize your dental insurance benefits before they vanish. Don’t wait—your smile depends on it!
